About Us

Experts Applying Expertise.

We Focus On Your Largest Financial Decision.

Deciding how to claim Social Security is arguably one of the largest financial decisions a person will make in his or her lifetime.

Alarmingly, Americans are collectively foregoing billions of dollars in lifetime income because they are not well-informed about the choices available to them.

Realizing people need help with this important decision, we made a commitment to do the research necessary to provide solid education, guidance, and tools needed to assist someone in making sound, informed decisions about when to start their Social Security benefits.

We published the results of our initial research in the May 2010 issue of the Journal of Financial Planning. We then furthered our research, as published in Social Security Strategies, a technical book written for financial advisors to help them better assist their clients in making this important decision.

We'll get you the most out of your benefits.

Using our research, we designed a software tool that uses a set of complex calculations to automatically figure out the effects of one's Social Security choices. This allows people to instantly see how much lifetime income they will get, and make the choice that is best for them.

By using the tool either online, or with the guidance of an expert, you see your recommended solution, which shows you what choices are best for you, and you get step-by-step instructions telling you exactly what to do and why it works.

We understand the nuances of Social Security, and we can help you determine your best strategy for collecting benefits in line with your retirement goals.

Automated tools combined with personalized service.

Our goal is to bring strategies and help to the millions of people approaching those critical decisions about Social Security. We have created robust content, useful tools and personalized service to help you get the most out of the money you are entitled to.

The bottom line is that choosing when to start your Social Security benefits is the first major decision you face as you move into a new phase of your life. Making a mistake can cost you thousands of dollars over your lifetime and impact your loved ones after you are gone.

Our team is comprised of trained specialists that have one goal: to help you evaluate and select the best Social Security strategy for your personal situation.